A Digital Odyssey: The Convergence of Rapid Digitization, Population Dynamics, and Financial Risk in Namibia
Namibia’s rapidly growing digital finance sector offers policymakers an opportunity to develop processes and regulations that suit the country’s unique human geography and cultural context.
Security and Trust in Africa’s Digital Financial Inclusion Landscape
Africa leads the world in mobile money adoption while cyber attacks and fraud are rising. How are new efforts faring to increase security and trust in digital financial inclusion?
Sandbox or Quicksand? An Analysis of Zimbabwe’s Fintech Regulatory Sandbox
A survey of participating fintech companies offers insight into the potential benefits and pitfalls of Zimbabwe’s regulatory sandbox.
Benefits and Risks of Bank and Savings Group Partnerships in Tanzania
When banks and savings groups form linkages, the two together can generate new financial products and accelerate inclusive finance. However, regulation is needed to address ensuing consumer and cybersecurity risks.
When the Rubber Meets the Road: Cybersecurity and Kenya’s Digital Superhighway
A series of cyber attacks devastated Kenya’s digital infrastructure in July. Now, with major new digital initiatives underway, the country must find a way to restore the public’s confidence in cybersecurity.
The Limits of Accelerating Digital-Only Financial Inclusion
Famous mobile payments technology like Kenya’s M-PESA has revolutionized economic development by giving people new tools to access financial resources. But other important aspects of financial inclusion are getting neglected due to the growing overreliance on digital markers of financial inclusion.
Continental Cyber Security Policymaking: Implications of the Entry Into Force of the Malabo Convention for Digital Financial Systems in Africa
This event explored the significance of the entry into force of the Malabo Convention—the only cybersecurity convention in the world that combines cybersecurity, cyber crime, electronic transactions, and data protection in one legal instrument—with input from African cybersecurity and financial sector experts.
Cyber Capacity Building for Secure Digital Financial Inclusion: A Critical Analysis of Prevailing Approaches
Bolstering cybersecurity has become an increased priority in the financial sector. Maintaining a secure cyberspace for the financial system has implications for digital financial inclusion, particularly among vulnerable populations.
Securing Digital Finance in Post-Conflict Central African Republic
The Central African Republic faces many challenges in adopting digital financial solutions, but it can learn from other post-conflict countries and improve its approach.
Cyber Resilience Must Focus On Marginalized Individuals, Not Just Institutions
Vulnerable or marginalized people in Africa depend on the digital economy to maintain their livelihoods and access critical services. Yet they could be driven from that economy if their cyber resilience isn’t strengthened.
Carnegie Endowment for International Peace
